{"id":1113,"date":"2024-02-02T12:11:41","date_gmt":"2024-02-02T12:11:41","guid":{"rendered":"https:\/\/silviabogdan.ro\/?p=1113"},"modified":"2024-09-12T19:24:21","modified_gmt":"2024-09-12T19:24:21","slug":"eu-si-banii-un-jurnal-personal-de-aventuri-financiare-economiseste-cheltuie-partajeaza-bugeteaza-pe-ritmuri-de-rap","status":"publish","type":"post","link":"https:\/\/silviabogdan.ro\/eu-si-banii-un-jurnal-personal-de-aventuri-financiare-economiseste-cheltuie-partajeaza-bugeteaza-pe-ritmuri-de-rap\/","title":{"rendered":"Economise\u0219te, Cheltuie, Partajeaz\u0103, Bugeteaz\u0103 pe ritmuri de Rap"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1113\" class=\"elementor elementor-1113\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ae33bb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ae33bb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1bb0c2e\" data-id=\"1bb0c2e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87b3e45 elementor-widget elementor-widget-text-editor\" data-id=\"87b3e45\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"p1\"><b>ECONOMISE\u0218TE, CHELTUIE, PARTAJEAZ\u0102, BUGETEAZ\u0102 PE RITMURI DE RAP<\/b><\/h5><p class=\"p1\">Dr. Howard Gardner a definit inteligen\u021ba ca fiind capacitatea de a g\u0103si \u0219i de a rezolva probleme \u0219i de a crea produse de valoare \u00een propria cultur\u0103. Altfel spus, inteligen\u021ba este o modalitate de caracterizare a intelectului uman, care deschide noi orizonturi educa\u021bionale \u0219i care pune \u00een lumina reflectoarelor importan\u021ba explor\u0103rii propriului poten\u021bial.<\/p><p class=\"p5\">Inteligen\u021bele multiple, conform Gardner, reflect\u0103 mai bine datele comportamentului uman \u02ddinteligent\u02dd\u0219i sunt caracterizate de competen\u021ba cognitiv\u0103 uman\u0103 definit\u0103 \u00een func\u021bie de ansamblul de abilit\u0103\u021bi, talente sau aptitudini mintale. Indivizii obi\u0219nui\u021bi posed\u0103, \u00eentr-o oarecare m\u0103sur\u0103, toate aceste abilit\u0103\u021bi, ei deosebindu-se prin nivelul abilit\u0103\u021bilor \u0219i natura combina\u021biei dintre acestea.<\/p><p class=\"p3\">Conform lui Howard Earl Gardner, profesor la Universitatea Harvard, inteligen\u021ba bazat\u0103 pe coeficientul de inteligen\u021b\u0103 (IQ), precum \u0219i teoria dezvolt\u0103rii cunoa\u0219terii a lui Piaget au devenit limitative.<\/p><p class=\"p5\">\u00cen acest sens, el a schimbat paradigma \u0219i a dezvoltat teoria inteligen\u021belor multiple pe care a explicat-o pentru prima dat\u0103 \u00een \u201eFrames of Mind\u201d, \u00een 1983. De\u0219i ultra contestat \u0219i criticat de-a lungul timpului, cu teoria lui putem analiza poten\u021bialul intelectual neexplorat \u0219i analiza nivelul de inteligen\u021b\u0103 pe care fiecare om \u00eel posed\u0103 \u00een diferite grade \u0219i combina\u021bii.<\/p><p class=\"p6\">\u00cen\u00a0Frames of Mind,\u00a0Howard Gardner a tratat inteligen\u021bele personale ca pe o singur\u0103 bucat\u0103. Din cauza asocia\u021biei lor apropiate \u00een majoritatea culturilor, ele sunt deseori legate \u00eempreun\u0103. Cu toate acestea, el argumenteaz\u0103 c\u0103 are totu\u0219i sens s\u0103 ne g\u00e2ndim ca la dou\u0103 forme de inteligen\u021b\u0103 personal\u0103. Gardner pretinde c\u0103 cele nou\u0103 inteligen\u021be rareori opereaz\u0103 independent. Ele sunt utilizate \u00een acela\u0219i timp \u0219i tind s\u0103 se completeze una pe alta pe m\u0103sur\u0103 ce oamenii dezvolt\u0103 abilit\u0103\u021bi sau rezolv\u0103 probleme.<\/p><p class=\"p6\">\u00cen esen\u021b\u0103, Howard Gardner argumenteaz\u0103 c\u0103 a f\u0103cut dou\u0103 afirma\u021bii esen\u021biale despre inteligen\u021bele multiple.<\/p><p class=\"p6\">Aceea c\u0103:<\/p><ul class=\"ul1\"><li class=\"li8\"><span class=\"s3\">Teoria este o explica\u021bie a cunoa\u0219terii umane \u00een integralitatea sa. Inteligen\u021bele furnizeaz\u0103 o nou\u0103 defini\u021bie a naturii umane, din punct de vedere cognitiv (Gardner 1999: 44). Fiin\u021bele umane sunt organisme care posed\u0103 un set de inteligen\u021be de baz\u0103.<\/span><\/li><li class=\"li8\"><span class=\"s3\">Oamenii au o combina\u021bie unic\u0103 de inteligen\u021be. Howard Gardner argumenteaz\u0103 c\u0103 marea provocare \u00een ce prive\u0219te utilizarea resurselor umane este cum s\u0103 utilizezi cel mai bine aceast\u0103 unicitate care ne este conferit\u0103, ca specie care demonstreaz\u0103 mai multe inteligen\u021be. (ibid.: 45).<\/span><\/li><\/ul><p class=\"p6\">\u021ain\u00e2nd cont de toate aceste informa\u021bii, v\u0103 propun mai multe lec\u021bii scurte centrate pe educa\u021bie financiar\u0103, prin muzic\u0103.<\/p><p class=\"p9\">Pe scurt, iat\u0103 cum se caracterizeaz\u0103 inteligen\u021ba muzical\u0103\/ritmic\u0103.<\/p><p class=\"p9\">Indivizii care au talent la muzic\u0103, \u00eenva\u021b\u0103 prin ascultare \u0219i pot re\u021bine \u0219i r\u0103spunde la o varietate de sunete, inclusiv la vocea uman\u0103, la sunetele mediului \u00eenconjur\u0103tor \u0219i la melodii diferite. Recunosc cu u\u0219urin\u021b\u0103 stilurile muzicale, colecteaz\u0103 muzic\u0103 sau informa\u021bii muzicale \u0219i sunt u\u0219or de distras de sunetele sau zgomotele din mediul \u00eenconjur\u0103tor. Ei g\u0103sesc simbolismul \u00een muzic\u0103 , \u0219i sunt capabile s\u0103 exprime idei \u0219i sentimente prin sunet \u0219i ritm. Iubesc muzica \u0219i, pentru cei mai mul\u021bi dintre ei, via\u021ba le este guvernat\u0103 de aceasta. Lor le poate fi u\u0219or s\u0103 \u021bin\u0103 minte o list\u0103 lung\u0103 de c\u00e2ntece \u0219i pot auzi cu u\u0219urin\u021b\u0103 melodii \u00een minte, chiar \u0219i atunci c\u00e2nd nu se aude \u00een jur. Deseori \u00ee\u0219i pot surprinde prietenii cu abilitatea lor de a \u00eenv\u0103\u021ba o melodie doar auzind-o.<\/p><p class=\"p3\">Astfel, pentru a \u00eenv\u0103\u021ba mai u\u0219or, cu mai mult drag \u0219i pentru ca \u00eenv\u0103\u021barea s\u0103 fie de impact \u0219i s\u0103 aib\u0103 relevan\u021b\u0103 din punctul de vedere al modului \u00een care asimilezi, \u00ee\u021bi propun o aventur\u0103 muzical\u0103, distractiv\u0103 \u0219i inspira\u021bional\u0103, centrat\u0103 pe planificarea banilor, pus\u0103 \u00een scen\u0103 prin intermediul Michelee Puppets.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0f7df03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0f7df03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6acad21\" data-id=\"6acad21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c49af0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1c49af0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7224219 elementor-widget elementor-widget-text-editor\" data-id=\"7224219\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">ECONOMISE\u0218TE, CHELTUIE, PARTAJEAZ\u0102, BUGETEAZ\u0102 | SAVING, SPENDING, SHARING, BUDGET, by\u00a0<a href=\"https:\/\/www.youtube.com\/@MicheLeePuppets\"><span class=\"s1\">MicheLee Puppets<\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-624651e elementor-widget elementor-widget-video\" data-id=\"624651e\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=nLPZzUp3Ues&amp;t=2s &quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c4f8e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c4f8e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2185b49\" data-id=\"2185b49\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a817ff elementor-widget elementor-widget-spacer\" data-id=\"8a817ff\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a1aac7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a1aac7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-471528e\" data-id=\"471528e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3cf3610 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cf3610\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0bcf2af\" data-id=\"0bcf2af\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58ccc49 elementor-widget elementor-widget-spacer\" data-id=\"58ccc49\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca1a946 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca1a946\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d9a6eb\" data-id=\"6d9a6eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d54c7ee elementor-widget elementor-widget-text-editor\" data-id=\"d54c7ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"p1\"><b>PAGIN\u0102 DE JURNAL |\u00a0 ECONOMISE\u0218TE, CHELTUIE, PARTAJEAZ\u0102, BUGETEAZ\u0102<\/b><\/h5><p class=\"p1\">\u00cen timpul sau dup\u0103 ce ai urm\u0103rit acest videoclip, g\u00e2nde\u0219te-te ce reprezint\u0103 fiecare categorie pentru tine \u0219i cum se reflect\u0103 \u00een bugetul t\u0103u. Apoi, stabile\u0219te-\u021bi cum ai vrea s\u0103-\u021bi \u00eempar\u021bi banii c\u00e2\u0219tiga\u021bi,<span class=\"Apple-converted-space\">\u00a0 <\/span>pe termen lung, mediu \u0219i scurt, astfel \u00eenc\u00e2t s\u0103 economise\u0219ti cu consecven\u021b\u0103 \u0219i s\u0103 cheltui cu \u00een\u021belepciune.<\/p><p class=\"p1\">Aminte\u0219te-\u021bi din lec\u021biile anterioare\u2026 ai putea pune deoparte cel pu\u021bin 10%, recomandat 20%, din veniturile tale lunare. Totodat\u0103, dac\u0103 e posibil, aloc\u0103 mai mult de 30% achizi\u021biilor viitoare importante pentru tine \u0219i familia ta. Propune-\u021bi s\u0103 cheltuie\u0219ti doar ce-\u021bi r\u0103m\u00e2ne.<\/p><p class=\"p1\">Completeaz\u0103 sumele planificate aici, iar la finalul lunii revin-o s\u0103 vezi cum stai.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f661642 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f661642\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ab2905\" data-id=\"0ab2905\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8302f6b elementor-widget elementor-widget-image\" data-id=\"8302f6b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"517\" src=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1-1024x662.png\" class=\"attachment-large size-large wp-image-1119\" alt=\"\" srcset=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1-1024x662.png 1024w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1-300x194.png 300w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1-768x497.png 768w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1-1536x993.png 1536w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_1.png 1652w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91022af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91022af\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8ff3c82\" data-id=\"8ff3c82\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-159ceeb elementor-widget elementor-widget-image\" data-id=\"159ceeb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"515\" src=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2-1024x659.png\" class=\"attachment-large size-large wp-image-1120\" alt=\"\" srcset=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2-1024x659.png 1024w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2-300x193.png 300w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2-768x494.png 768w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2-1536x988.png 1536w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_2.png 1654w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3dbeca8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3dbeca8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c4394df\" data-id=\"c4394df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70a376e elementor-widget elementor-widget-image\" data-id=\"70a376e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"513\" src=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3-1024x656.png\" class=\"attachment-large size-large wp-image-1121\" alt=\"\" srcset=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3-1024x656.png 1024w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3-300x192.png 300w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3-768x492.png 768w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3-1536x984.png 1536w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_3.png 1646w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f5351d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f5351d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e96a313\" data-id=\"e96a313\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33ac689 elementor-widget elementor-widget-image\" data-id=\"33ac689\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"195\" src=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4-1024x250.png\" class=\"attachment-large size-large wp-image-1122\" alt=\"\" srcset=\"https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4-1024x250.png 1024w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4-300x73.png 300w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4-768x187.png 768w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4-1536x374.png 1536w, https:\/\/silviabogdan.ro\/wp-content\/uploads\/2024\/02\/Ritmuri-de-Rap_Eu-si-banii-exerciutiu_4.png 1682w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09e61b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09e61b8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e50cdb\" data-id=\"5e50cdb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b808ae elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6b808ae\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7d662b elementor-widget elementor-widget-text-editor\" data-id=\"b7d662b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 class=\"p1\"><b>\u0218tiai c\u0103\u2026<\/b><\/h5><p class=\"p1\">Persoanele care de obicei economisesc au tendin\u021ba de a se stresa c\u00e2nd cheltuie bani \u0219i sunt adesea expeditivi decizional pentru c\u0103 ei &#8220;cred c\u0103 este un lucru corect&#8221;, dup\u0103 cum a declarat Scott Rick, profesor asociat la Michigan Ross School of Business, pentru CNBC Make It in 2020.<\/p><p class=\"p1\">De cealalt\u0103 parte, cheltuitorii nu experimenteaz\u0103 aceast\u0103 ezitare visceral\u0103 atunci c\u00e2nd fac o achizi\u021bie, ceea ce le permite s\u0103 fie mai deta\u0219a\u021bi \u00een deciziile lor de cump\u0103rare.<\/p><p class=\"p1\">Dup\u0103 cum intui\u021bi probabil, o variant\u0103 anume nu este neap\u0103rat mai bun\u0103 dec\u00e2t cealalt\u0103. Bine\u00een\u021beles, <b>cheia unui comportament s\u0103n\u0103tos financiar, ca \u0219i \u00een alte domenii ale vie\u021bii, este modera\u021bia<\/b>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49a5234 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49a5234\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6f26216\" data-id=\"6f26216\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf0d37c elementor-widget elementor-widget-spacer\" data-id=\"bf0d37c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8076548 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8076548\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b6d33bc\" data-id=\"b6d33bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cf18ec elementor-widget elementor-widget-text-editor\" data-id=\"5cf18ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\"><b>Bibliografie<\/b><\/p><ul class=\"ul1\"><li class=\"li2\"><b><\/b><span class=\"s1\"><b>Raising Money-Wise Kids: <\/b>https:\/\/micheleepuppets.org\/raising-money-wise-kids\/\u00a0<\/span><\/li><li><p class=\"p1\"><strong>Inteligen\u021be Multiple &#8211; Noi Perspective<\/strong>, Howard Gardner<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-023e936 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"023e936\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e7e1987\" data-id=\"e7e1987\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-134492d elementor-widget elementor-widget-text-editor\" data-id=\"134492d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>\u00a0<\/p><h5 class=\"p1\"><b>C\u00e2\u0219tig\u0103 bani cu inteligen\u021b\u0103, economise\u0219te-i cu consecven\u021b\u0103 \u0219i cheltuie-i cu \u00een\u021belepciune!<\/b><\/h5>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Dac\u0103 ai talente pe care le con\u0219tientizezi, dar pe care nu le pui prea des la treab\u0103 pentru a ob\u021bine succesul \u00een cotidian, este timpul s\u0103 te la\u0219i provocat(\u0103) s\u0103 \u00eencepi s\u0103 capitalizezi pe poten\u021bialul propriu.<\/p>\n","protected":false},"author":8473,"featured_media":1205,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,9,13],"tags":[],"class_list":["post-1113","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-educatia-financiara-timpurie","category-educatie-financiara","category-educatie-pentru-o-viata-prospera"],"_links":{"self":[{"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/posts\/1113"}],"collection":[{"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/users\/8473"}],"replies":[{"embeddable":true,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/comments?post=1113"}],"version-history":[{"count":25,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/posts\/1113\/revisions"}],"predecessor-version":[{"id":1217,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/posts\/1113\/revisions\/1217"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/media\/1205"}],"wp:attachment":[{"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/media?parent=1113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/categories?post=1113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/silviabogdan.ro\/wp-json\/wp\/v2\/tags?post=1113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}